MobiKwik: Loans, UPI & Wallet

MobiKwik is a popular Indian app that offers a wide range of financial services to its users. It provides instant personal loans of up to ₹15 Lakhs with a 100% digital process, allowing users to receive funds in their bank account within minutes. The app also supports UPI payments, allowing users to make seamless transactions at any merchant. Additionally, MobiKwik offers high-yield investments and a digital wallet for users to store their money securely. It also allows users to recharge their mobile plans, pay bills, and apply for credit cards. The app is trusted by over 18.6 crore users and provides a secure ecosystem for all their financial needs. With its user-friendly interface and robust features, MobiKwik is a one-stop solution for all Indian mobile users' financial requirements.

MobiKwik is India’s favourite app for instant loans up to ₹15 Lakhs, seamless UPI payments, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs.

💰 Instant Personal Loans Get the funds you need with a 100% digital process.
- Credit Limit: From ₹30,000 up to ₹15,00,000.
- Instant Disbursal: Funds in your bank account in minutes.
- Tenure: Flexible repayment from 3 to 36 months.
- Interest Rates: Starting from 0.9% per month.
- APR: 12%-45%.
Sample Loan Calculation: Loan Amount: ₹50,000 | Tenure: 12 months Interest rate: 16% p.a. Effective APR: 19.89% | EMI: ₹4,537 Processing Fee (2%): ₹1,000 Total Repayment: ₹55,444

⚡ UPI & QR Payments Experience lightning-fast payments with India’s most versatile UPI app.
- Scan & Pay: Pay at any merchant QR code instantly.
- RuPay Credit Card on UPI: Link your card and scan to pay at any store.
- Money Transfer: Send money to any UPI ID, mobile number, or bank account.
- Self Transfer: Move funds between your own bank accounts effortlessly.

🚀 Pocket UPI The power of UPI without a bank account.
- No Bank Required: Use your wallet balance for UPI transactions.
- Clean Statements: Keep small daily spends off your bank passbook.
- Biometric Security: Pay via Fingerprint or Face ID - no PIN needed for small scans.
- Top-up option Limits: Load wallet via Credit Card, Debit Card or UPI.

👛 India’s Leading Digital Wallet
MobiKwik is India's pioneer in digital wallet payments, offering unmatched speed and flexibility.
- Add Money via Credit Card: Use your credit card to load your wallet and manage spends.
- Transfer to Bank: Move your wallet balance to any bank account instantly.
- Widest Acceptance: Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more
- One-Tap Checkout: Enjoy the fastest checkout experience without waiting for OTPs.

💳 MobiKwik First Card A credit card for everyone, backed by a Fixed Deposit
- 100% Guaranteed Approval with no income proof.
- Earn up to 7.9% interest on your FD while you spend.
- The fastest way to build or improve your credit score.

📈 Wealth & Investments
- Fixed Deposits: Industry-leading returns up to 8.3% p.a.
- Invest in Bonds: Secure your future with stable returns on high-rated Bonds.
- Stock Tracking: Monitor and track your stocks and portfolio performance in real-time.
- Digital Gold: Buy or start a SIP in 24K pure gold from ₹10.
- LENS Spend Tracker: Track balances across banks and get smart insights.

📱 Utilities & Bill Payments
- Recharges: Instant mobile, DTH, and Data packs.
- Bill Payments: Electricity, Water, Gas, and FASTag for 300+ billers.
- Credit Card Bills: Instant settlement for all major bank credit cards.

Lending Partners: Northern Arc Capital, Hero FinCorp Limited, SMFG India Credit, IDFC FIRST Bank Limited, Poonawalla Fincorp, Krazybee Services (KB NBFC), Piramal Finance Limited, Suryoday Small Finance Bank, Bharatpe Capital, L&T Finance.

Contact Us: One MobiKwik Systems Limited, Sector-53, Gurugram, Haryana 122003, India. 📞 080-69808686 | 🌐 www.mobikwik.com/help