Kubiz: Loan App, Instant Cash

Kubiz is a personal loan app designed for salaried Indians, offering instant loans with cash credit and money management features. This loan app provides quick and easy finance for emergency needs, with 100% digital processing and no paperwork required. Kubiz is a safe and secure option, being RBI-approved and following a dynamic risk-based pricing model. On approval, users can receive a direct cash loan bank transfer within minutes. The app offers attractive interest rates and hassle-free repayments, with a flexible loan amount ranging from ₹ 10,000 to ₹ 1,00,000 and a tenure of 3 to 4 months. Users can repay their loans in affordable EMIs, with the option to choose from various repayment schedules.

Kubiz is a Loan App built for Salaried Indians. Get an instant loan quickly, easily and safely to your bank account and take care of all your personal emergencies and needs with a cash loan. Avail attractive interest rates, speedy approvals, and hassle-free repayments with Kubiz instant loan online app.

📈Why choose the Kubiz loan app?
- Quick and Easy finance for your emergency needs
- 100% Digital. No app loan paperwork required
- Safe and secure: RBI approved.
- Affordable EMIs

💳On approval, get a direct cash loan bank transfer within minutes from our lending partner RBI registered NBFC “Kubiz Capital Private Limited”. Kubiz Capital follows a dynamic risk-based pricing model with instant loan terms & rates described below.

Personal Loan fees and charges:
- 
Loan Amount: From ₹ 10,000 to ₹ 1,00,000
- Tenure: 3 to 4 months
- Annual Percentage Rate (APR): Up to 36%
- Interest Rate: 1.5% to 3% per month
- Processing Fee: Starting 7.5% of Loan Amount (Exclusive of GST)
- Service Fee: Starting at 6% of Loan Amount (Exclusive of GST)
- GST: 18% on Processing Fee and Service Fee

🏦Representative Example of how personal loans at Kubiz work:
Loan Amount: ₹ 10,000
Loan Tenure: 3 Months
Processing [email protected]% = ₹ 1003 (inc. GST)
Service Fee@21% = ₹ 2478 (inc. GST)
Interest@9% = ₹ 600
Amount Disbursed: ₹ 8997

Repayment schedule below:
First Instalment: ₹ 4359
Second Instalment: ₹ 4359
Third Instalment: ₹ 4359
Total Repayment ₹ 14081

Eligibility:
- Must be an Indian National with a Valid Pan Card and Aadhaar Card
- Must be over the age of 18 years
- Minimum Monthly Income should be ₹ 15,000

Steps to avail a loan:
- Install the Kubiz App
- Register with your Mobile number
- Enter basic information and verify your KYC by Aadhaar OTP
- Verify Bank Account
- Upon approval: Read & provide acceptance on the charges and Sign loan agreement
- Loan disbursed

Documents required:
1. Address Proof (Aadhaar)
2. Selfie
3. PAN Card
4. Valid Bank Account

Our RBI registered Partner NBFC:
Kubiz Capital Private Limited
For queries email us at - [email protected]
Address - 3rd Floor, Opus Park, Plot No. F-21, MIDC Central Rd, Seepz, Andheri East, Mumbai, Maharashtra 400093, India

Get an instant loan, cash loan and pay later with loan instant personal loan app.