KreditBee: Personal Loans, UPI
1 Sep 2026
About KreditBee
Easy personal loans, instant UPI payments, two-wheeler loans and more!
The KreditBee app by Krazybee Services Limited offers easy and instant personal loans, UPI payments, and two-wheeler loans to Indian mobile users. With over 100 million trusted users, the app provides quick online loans directly into your bank account, suitable for both salaried and self-employed individuals. You can experience fast, secure, and reliable UPI Payments at your fingertips, with features such as quick loan approvals, competitive interest rates, and easy application processes. The app also offers manageable EMIs, digital loan processing, and full transparency. Whether you need funds for a large purchase, education, or medical bills, KreditBee provides flexible interest rates and loan options for various purposes.
Looking for fast cash? Look no further!
Trusted by 100+ million users, apply for a quick online loan and get the amount directly into your bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere. Also, experience faster, secure, and reliable UPI Payments at your fingertips.
Loan Offerings
● Loan Amount - ₹6,000 to ₹10,00,000
● Interest rates - 12% to 27.5% p.a.
● Tenures - 6 to 60 months
● APR range - up to 49.99%
● Low transaction fees
● Quick loans & easy EMI
✨Features of KreditBee personal loan app
✔ Quick Online Loans: Get personal loans in minutes
✔ Competitive Interest Rates: Flexible interest rates from 12% to 27.5% p.a.
✔ Easy Application Process: Simple and fast application with hassle-free documentation
✔ Fast Loan Approval: Immediate loan approval with funds transferred in minutes
✔ Full Transparency: We maintain complete transparency with our customers
✔ Digital Loan Processing
✔ Manageable EMIs: Flexible repayment terms
✔ Languages: Available in English & Hindi
✔ Seamless and reliable UPI payments
👉 KreditBee UPI (NPCI-approved)—Faster, reliable, & secure payments!
✅ Setup UPI ID by linking your bank account with registered mobile number
✅ Shop online & offline seamlessly
✅ Send & receive money instantly
Why KreditBee?
- Loan for All Purposes: From financing a large purchase, short or long domestic/international trips, education, or shopping to covering wedding expenses or medical bills.
- Flexible Interest Rates: We offer loans with flexible interest rates of 12% to 27.5% p.a.
- Security: Partnered only with RBI-certified NBFCs/Banks.
🤝 Our Lending Partners
KrazyBee Services Limited
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt. Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Aditya Birla Capital Limited
KreditBee is a loan facilitator platform connecting users with RBI-registered NBFC partners & Banks.
Types of Loan Offerings
👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 up to ₹10,00,000.
👉 Business Loan: Business loans from ₹6,000 to ₹1 Crore with flexible tenures of 6 to 48 months.
👉 Two-wheeler Loan: Get a loan of up to ₹5,00,000 with flexible tenures of 6 to 60 months.
👉 Loan Against Property: Use your plot or property as collateral for a loan of up to ₹1 Crore. Repay over up to 20 years with lower interest rates starting from 12%. Available across all major cities in South India.
👉 Loan Against Mutual Funds: Borrow against your mutual fund portfolio without selling your investments. Get up to ₹10,00,000 with rates from 10% p.a. and tenures of 6 to 60 months.
📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189
Eligibility Criteria
- Indian National
- Over the age of 21
- Steady monthly income
Steps to Avail Loan
1. Install the KreditBee loan app
2. Sign up using your mobile number
3. Provide PAN number and check eligibility
4. Upload KYC documents for verification
5. Choose loan amount and tenure
6. Provide bank details
7. Request a money transfer to your bank account
Contact Us
📧Email: [email protected]
📱Call: 080-44292200 / 080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.
Our customer support team will assist you throughout your loan journey. With KreditBee, you get a loan app & financial companion.
What's new in the latest 2.3.5
Last updated on 1 Sep 2026
Bug fixes
Screenshots
KreditBee APK Information
- Latest Version
- 2.3.5
- Category
- Finance
- Android OS
- Android 6.0+
- File Size
- Varies with device
- Developer
- Krazybee Services Limited
- Available on
- Google Play
- Content Rating
- Rated for 3+
- Updated
- 1 Sep 2026
- Package Name
- com.kreditbee.android
- Installs
- 100,000,000+
- Price
- Free
- Feedback
- Flag as inappropriate
KreditBee FAQ
How do I download KreditBee for Android?
Tap "Download from Google Play" to install the official version of KreditBee on your phone. It is free to open the store page.
How do I install an APK or XAPK file?
Allow "Install unknown apps" for your browser or file manager, open the downloaded file and tap Install. XAPK files need an XAPK installer. See our install guide for step-by-step help.
What Android version does KreditBee need?
Google Play lists Android 6.0 or newer.
How do I update KreditBee to the latest version?
If you installed it from Google Play, updates arrive automatically. For APK files, download the newer version from this page and install it over the old one.