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Branch Instant Personal Loan

Branch International Financial Services Pvt Ltd

8 Oct 2026

4.6 ★
3.6M reviews
50M+
Downloads
3+
Content
Varies
Android OS

About Branch Instant Personal Loan

Instant Loan & Personal Finance App - Quick Approval in less than 2 minutes

The Branch Instant Personal Loan app by Branch International Financial Services Pvt Ltd is a trusted online loan platform for Indian mobile users. It offers instant loans up to ₹5,00,000 in just 2 minutes, with 100% online processing and zero paperwork. As a RBI-registered NBFC, Branch ensures transparency and no hidden charges. Users can borrow money instantly, repay flexibly, and choose from various loan amounts and tenures. The app is designed to meet diverse personal financial needs, making it a reliable choice for millions of Indians. With a quick credit score check and transparent interest rates, Branch provides a hassle-free loan experience, allowing users to manage their finances effectively.

Trusted by 5 CR+ Indians, Branch is a personal loan app that gets you an instant loan up to ₹5,00,000 in your bank in 2 minutes, 100% online, zero paperwork. Branch is an RBI-registered NBFC, and our personal loan app has no hidden charges. Need to borrow money instantly? This loan app is built for it. Borrow money instantly, repay flexibly.

Whether you need ₹2,000 for the week or ₹5,00,000 for something life-changing, Branch is the loan app personal borrowers across India trust. As a loan app personal users return to, Branch matches every need. As the loan app personal customers recommend most, we keep things simple. No other personal loan app in India matches Branch. You pick the loan amount and tenure - a true personal loan app experience. Try the instant personal loan app millions choose. The personal loan app you can trust, every time.

🏆 WHY MILLIONS CHOOSE THIS LOAN APP
✅ Instant loan amounts: up to ₹5,00,000
✅ Tenure: 4 - 24 months
✅ Interest rate: 12% - 66% p.a.
✅ APR: 20% - 50%*
✅ 100% paperless instant loan online app
✅ Money in your account in 2 minutes
✅ Quick credit score check, no CIBIL score hassle for many users
✅ RBI-regulated lending, fully transparent

Branch is a fast loan app instant cash advance for genuine personal needs - not a loan app instant cash advance for gambling. Use this loan app instant cash advance responsibly. The instant loan online app you can rely on - the loan app personal users keep open.

GET YOUR INSTANT LOAN IN 3 STEPS
1️⃣ Download this loan app and register with your mobile number
2️⃣ Enter PAN, get a personal loan app offer in minutes. We assess your credit score and CIBIL score instantly
3️⃣ Accept your loan and money hits your account fast - how a real instant loan online app works

REPRESENTATIVE EXAMPLE
✔ Loan amount: ₹1,40,000
✔ Tenure: 24 months
✔ Interest rate: 27.01% p.a.
✔ Processing fee + GST: ₹3,304
✔ Monthly EMI: ₹7,614
✔ APR: 29.59%
APR = interest rate + processing fee + all charges. Actual EMI and rate depend on your credit profile, credit score, CIBIL score, and loan amount. All charges shown upfront. No hidden fees.

🛡️ CUSTOMER SAFETY
- Reminders only via registered channels, never personal, foreign or VOIP numbers
- Repayments only via the Branch loan app, never to personal accounts
- Collection follows RBI guidelines and is fully monitored
- SMS data used only to assess creditworthiness, credit score, and CIBIL score - never shared

USE THIS PERSONAL LOAN APP FOR WHAT MATTERS
🏥 Medical - hospital, pharmacy
🎓 Education - tuition, courses
✈️ Travel - flights, bookings
💍 Wedding - venue, catering
🛠️ Home repair - appliances, furniture
📱 Electronics - smartphone, laptop
💼 Business - stock, working capital
🆘 Emergency - borrow money instantly when life demands it

ELIGIBILITY
✔ Indian citizen, 18+
✔ Valid PAN card
✔ Active bank account
✔ Smartphone, internet
No salary slip. No collateral. A clean credit score helps, but each CIBIL score is reviewed holistically.

LENDING PARTNERS
🏦 Hari and Company Investments Madras Private Limited (formerly Vivriti Capital Limited)
🏦 Northern Arc Capital Ltd.
🏦 InCred Financial Services Limited

🌐 LANGUAGES
English and Hindi - instant loan in your language.

🔐 MEMBERSHIPS
🏛️ DLAI - Digital Lenders Association of India
🏛️ FACE - Fintech Association for Consumer Empowerment

ABOUT BRANCH
Operated by Branch International Financial Services Private Limited, an RBI-registered NBFC, founded by Matt Flannery. Responsible, ethical digital lending in full RBI compliance. Your credit score and CIBIL score stay private, end-to-end encrypted.

Need to borrow money instantly? Download the Branch loan app today.

Contact
📞 +91 86559 37429
📧 [email protected]
💬 Or chat in the app

What's new in the latest version

Last updated on 8 Oct 2026

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features. If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.

Screenshots

Branch Instant Personal Loan APK Information

Latest Version
Varies with device
Category
Finance
Android OS
Varies with device
File Size
Varies with device
Available on
Google Play
Content Rating
Rated for 3+
Updated
8 Oct 2026
Package Name
com.branch_international.branch.branch_demo_android
Installs
50,000,000+
Price
Free

Branch Instant Personal Loan FAQ

How do I download Branch Instant Personal Loan for Android?

Tap "Download from Google Play" to install the official version of Branch Instant Personal Loan on your phone. It is free to open the store page.

How do I install an APK or XAPK file?

Allow "Install unknown apps" for your browser or file manager, open the downloaded file and tap Install. XAPK files need an XAPK installer. See our install guide for step-by-step help.

What Android version does Branch Instant Personal Loan need?

It varies with your device. Google Play shows whether your phone is supported.

How do I update Branch Instant Personal Loan to the latest version?

If you installed it from Google Play, updates arrive automatically. For APK files, download the newer version from this page and install it over the old one.